Simont Braun - Avocats advocaten lawyers

Digital Finance and FinTech

Have a look at our brochure.

The impact of digital on the financial sector is undeniable. New players with a mobile, tech and online approach are entering the market with innovative business models.
Traditional financial institutions are feeling the heat of disruption and are preparing their existing structures for the digital age. While Incumbents have an established client base and often hold regulatory clearance, they must keep pace in this rapidly transforming environment. FinTech players, on the other hand, must learn to navigate this highly regulated market.

Our fields of expertise

For some years now, the Brussels-based law firm Simont Braun has had a dedicated Digital Finance Team - the first of its kind in the Belgian market. The team brings together renowned tech and financial law experts, combining financial law with ICT and data protection regulations. It is deeply integrated into the Belgian Financial Services & FinTech ecosystem and very well connected with regulators, the academic world and service providers on the ground, both in Belgium and abroad. Our Digital Finance Team also offers the ideal profile for foreign institutions looking for guidance in the Belgian market.
Most projects require cross-practice legal analysis: financial regulation, IT contracting and licencing, client contractual relationships, outsourcing, data privacy & security, etc. Our multi-disciplinary Digital Finance Team has in-depth knowledge of these matters and provides comprehensive, streamlined and tailored legal solutions to all our clients, be they seasoned experts in their field or start-ups on the verge of an innovative breakthrough.
Our practical expertise continually adapts to the ever-changing FinTech market, including regulatory impact analysis, licence acquisition, the drafting and negotiation of agreements and dispute resolution.

Our recent projects

  • Advising payment service providers on regulatory matters, such as licence applications and AML/KYC client onboarding procedures.

  • Setting up crowdfunding platforms, as well as the first alternative consumer lending platform in Belgium.

  • Assisting several FinTech start-ups in the roll-out of various disruptive services in the field of payments, FX services and micro savings.

  • Assisting foreign FinTech companies to set up in Belgium, notably covering the drafting of contracts and client onboarding compliance.

  • Exploring the boundaries of cutting-edge business models in the light of IP/ICT regulation and cybersecurity.

Simont Braun is ranked in Band 1 in FinTech by Chambers & Partners, and in Tier 1 by The Legal 500.

Simont Braun is a founding member of FinTech Belgium.

Our team contributed its FinTech expertise to the guides published by Chambers & Partners, The Legal 500 and Thomson Reuters, which provide an overview of FinTech trends and regulations in Belgium.