Joan Carette is a Financial law & FinTech lawyer combining broad expertise in financial and regulatory laws with specific knowledge of ICT regulations, including eIDAS, data protection, IT contracting, outsourcing, etc.
She advises banks, payment institutions, e-money institutions, FinTechs and RegTechs on all legal and regulatory aspects relating to their activities.
Joan’s professional background includes experience with the Belgian financial supervisory authority (at the time, CBFA) where she supervised banks, money exchange, investment firms and payment institutions. She also has extensive experience as an in-house lawyer, acquired in the context of two secondments, the first one with an entity active in payments and the second one with a RegTech. She is a Board member of FinTech Belgium.
Joan Carette is ranked in Band 2 in Banking & Finance Regulatory and in Band 3 in FinTech by Chambers & Partners. Clients admire her “very flexible, pragmatic approach,” as well as her “deep knowledge of financial regulation.” She is also ranked as a Leading Individual in FinTech and as a Next Generation Partner in Regulatory – Financial Services by The Legal 500. She is also recommended as a Global Leader in Banking – FinTech by Who’s Who Legal.
Master of law (ULB), 1998
Master degree in EU law (ULB), 2000
Member of the Brussels bar since 2000
“Joan Carette is a real expert: great to work with, pragmatic and a dictionary for regulations.”
Joan Carette keeps its excellent ranking in Band 2.
“Philippe is not only an excellent lawyer, he knows the trends of the market and knows how to deliver.”
Philippe De Prez maintains his ranking in Band 3.
Simont Braun is delighted to be ranked Tier 1 in Financial services regulatory by IFLR 1000.
"Flexibility. Responsiveness. Competence."
Joan Carette is rated as Highly regarded
Simont Braun is delighted to be ranked four years in a row in Band 1 in FinTech by Chambers & Partners.
“Thy are the most efficient and pragmatic firm while keeping the necessary extraordinary fine-tuned legal advice.”
Joan Carette is ranked in Band 2: “Adding Joan to the team immediately boosted our credibility.”
Philippe De Prez is ranked in Band 2: “Philippe goes above and beyond to ensure all of his client’s needs and requests are met and exceeded”
Joan Carette & Philippe De Prez | Next Generation Partners.
‘Great people, very approachable and hands-on. They have a fintech attitude which is extremely helpful in this fast-paced environment which is a massive extra compared to the big “classic” law firms. They are very responsive and provide an excellent service.’
Joan Carette | Leading Individual
Philippe De Prez | Next Generation Partner
‘A strongly integrated team, capable of covering end-to-end our projects, at a very affordable price. Strong theoretical and practical knowledge of financial products regulations. The team is highly responsive and consistently proposes alternative solutions for every legal issue they raise.’
‘Each of the team members is very pleasant to work with; responsive, kind, professional and highly experienced.‘
